General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.
We support major companies and financial institutions in their development and the financing of their projects.
As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.
Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.
We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.
Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.
By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.
All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
Ready to take part in our mission ?
*By balance sheet size - The Banker, Juillet 2025
Reference
2026-113999
Update date
06/07/2026
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
RPC Senior Credit Analyst, Power & NEC, Oil & Gas, Commodities Finance
Contract type
Permanent Contract
Job summary
Purpose
Responsible for processing credit requests and annual reviews with a primary focus on Power, Oil and Gas, Commodities Finance.
Key responsibilities
Preparation of the credit application and credit analysis based on requests received from the Front Office in view of issuing an independent risk opinion:
- Assessment of the creditworthiness of the borrower based on analysis of sector trends and drivers, market positions, peer comparison, financial statements and financial projections when applicable.
- Assessment of the transaction, the legal structure, terms and conditions.
- Assign the adequate Basel risk parameters (including rating, LGD).
- Submission of files to NY Credit Committee and present the risk opinion.
- Frequent interaction with the various Front Office teams to organize the deal pipeline, discuss the risks of the transaction and mitigants, the commercial strategy and profitability.
- Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
- Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in HO as appropriate; contribute to and attend Early warning and SAR meetings.
- Assist in any internal or external audit assessments (FRB, SNC, IG), contribute to the USRC, to portfolio reviews, loan reviews, or special projects as needed.
- May also be asked to analyze counterparties in other sectors depending on workloads.
Key Internal contacts
- Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects)
- Local Front Office teams (ITB, GCF, CIB)
- Home Office RPC SCS and Front Office
- Loan Review
Salary Range: $160K-$200K
#LI-DNI
Position location
Geographical area
America, United States Of America
City
NEW YORK
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Education Essential: Bachelor's degree in business / finance
Education Desirable: Master’s degree
Level of minimal experience
11 years and more
Experience
Experience Essential: 10+ years of credit experience at a bank and/or a credit rating agency
Experience Desirable: - Experience in sectors covered (Commodities Finance) is a strong plus.
Required skills
Competencies Essential
Strong ability to:
- Analyze and summarize credit information
- Make presentations to Credit Committee and other constituents as needed
- Cooperate with local and international teams Prioritize workload effectively
- Be proactive, work independently and solve problems
- Work towards the goals highlighted in CACIB’s strategy
- Be flexible to changing environments
Competencies Desirable
- Knowledge of French a plus
Skills and Knowledge
Credit analysis, financial modelling, legal documentation
Microsoft Office suite
Clear written and verbal communication skills