General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.
Reference
2025-95554
Update date
13/01/2025
Job description
Business type
Types of Jobs - Corporate & Investment Banking
Job title
Senior Credit Coordinator
Contract type
Permanent Contract
Management position
No
Job summary
To provide the support needed to local Coverage teams linked to the credit process and operational risk management.
To establish a permanent dialogue with the Senior Bankers and their Relationship Managers, for the efficient and proactive management of the global set of limits covered by local Coverage teams, including:
- Credit authorisation origination
- Scarce resource allocation among clients
- Client periodic credit reviews and profitability reviews
Key Responsibilities
· To “analyse” the requests received from the business lines and the network, in co-ordination with Coverage, based on:
Ø The business opportunity and the profitability of the relationship, and
Ø The impact on the global set of limits
· To formalise the Coverage and the Business Lines’ credit requests, providing to the Credit Analysis team (i.e. RPC, as defined internally) as well as Management:
Ø A detailed description and background explanation on the proposed transaction, including its liquidity consumption
Ø A presentation of the ex ante PI calculation provided by the Business Line
Ø A presentation of the global set of the Group limits, its utilization and the changes requested
Ø A presentation of the global profitability of the relationship
Ø A general presentation of the counterparty and its group; the last significant changes since last credit review, and budget/forecast of the Coverage team on the relationship
· Creation in Credit Limit Management System (Phidias) and sending of the formal request to RPC through Phidias
· Creation and signing of the proposed credit limits (in Eurecca) through Phidias
· Sending to the risk department (RPC) the financial documents received from clients
To maintain the credit process efficiency:
Ø Keep regular contacts with the Business Lines (i.e. specific product teams known internally as ITB, GMD etc,)
Ø Collect the Business Lines’ supports (for e.g. CLF Transaction Request, ITB BusCom…), the Sector support, the Net Zero simulator and the opinion of the parent coverage unit/ primary coverage officer
Ø Preparation of the CSR and Compliance grids
Ø Initiate CARE requests to obtain Financial Security opinions (when necessary)
Ø Co-ordinate the sending of the full Front Office pack to RPC and GCO
Ø With the network for providing support to all MNCs credit requests on local group Clients
Ø Assist with Business Opportunity Memorandum (BOM) submission when necessary
Ø Preparation and co-ordination of Latitude de Gestion (local delegation) applications and utilisation of Chef de File Reserve.
Ø Submission of relevant credit applications to credit committees (local and HO) in a timely fashion, while assisting in navigating complexity with a constructive approach
Position location
Geographical area
Europe, United Kingdom
City
London
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Experience
- 2-3 years minimum previous experience in comparable role
- Good knowledge in financial and risk analysis
- Proven understanding of the banking business with a strategic perspective
- Fluent command in English
- Ability to work constructively between teams
- Familiarity with middle office and back office systems, processes and procedures.
Required skills
- IT literacy (Microsoft Office, especially Word, PowerPoint and Excel)
- Excellent analytical skills
- Relationship management
- Commercial understanding of key commercial banking products and risk terminologies
- Some line manager experience
Languages
English