General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.
Reference
2025-102847
Update date
28/08/2025
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
Credit Analyst/Associate – Diversified Corporate Team
Contract type
Permanent Contract
Job summary
Summary:
Challenging position in Credit Risk Analysis (“CRA”). CRA New York analyzes and recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The Credit Analyst is assigned to a Diversified Corporate team, but may also work on other projects as needed.
Key Responsibilities:
- Responsible for Diversified Corporate files. Assist, as needed, with other projects.
- Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness, interfacing with the originators to obtain whatever additional documents, cash flow projections, industry data or other information is necessary for a thorough understanding of the risk.
- Writes a comprehensive credit analysis, evaluating the borrower’s balance sheet and income statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the proposal.
- Reviews and recommends the borrower’s credit rating using the bank’s internal rating model.
- Works with the supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee.
- Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
- Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any.
- Works on various ad hoc portfolio or counterparty research requests.
Salary Range: $100k-$120k
#LI-DNI
Position location
Geographical area
America, United States Of America
City
NEW YORK
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Education Essential: Bachelor’s degree in Finance or related field
Education Desirable: MBA or CFA
Level of minimal experience
3-5 years
Experience
Experience Essential: 2+ years of experience
Experience Desirable: Bank Credit Training from a well-known institution
Required skills
Competencies Essential:
- Ability to analyze and summarize information
- Ability to prioritize effectively
- Ability to work autonomously
- Ability to work successfully in a team
- Adaptability to changing environments
- Effectiveness at decision making
- Ability to deal with issues
Skills & Knowledge Essential:
- Capacity to develop others
- Capacity to delegate
- Capacity to cooperate / work across discipline
Technical skills required
Technical Skills Essential:
- Strong credit skills
- Balance sheet and income statement analysis experience
- Understanding of cash flow and projection models
- Understanding of risk exposure and size
Languages
Proficient in English (both written and verbal)
Je me crée un espace candidat
