General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.
Reference
2025-95731
Update date
16/01/2025
Job description
Business type
Types of Jobs - Finance / Accounting
Job title
Profitability and Internal Pricing Associate
Contract type
Permanent Contract
Management position
No
Job summary
The Financial Steering and ALM Division is responsible for, the following product lines: Profit and Internal Pricing (PIP), Financial Analysis, and Assets and Liabilities Management (ALM) within Crédit Agricole CIB Americas.
PIP is in charge of the valuation of scarce resources and consists in:
• Defining the internal liquidity pricing framework for all business lines.
• Measuring and analyzing the profitability of the Bank’s commercial relationships through the use of ex-ante and ex-post PIs
• Profitability Indicators, defined as the NBI net of liquidity cost and cost of risk to the RWAs.
Supplementary Information
Credit Agricole Corporate and Investment Bank is seeking to fill an Associate position for its Financial Steering and ALM group in New York. The candidate will hold an undergraduate or graduate degree in business/finance, engineering, or economics. Qualified applicants should have knowledge of credit analysis in commercial and investment banking. An understanding on subject related to ALM, Credit Portfolio Management, Risk Management or Basel regulation is a plus.
The PIP Associate main responsibilities and tasks consist of:
• Support management of all aspects of the Business Pipeline committee and application, including business analysis in support of system integrity. Ensure that all delegate members and the respective business line teams have received an effective and clear agenda scheduling. This includes ensuring the smooth operation of the BPC meeting, preparing and distributing minutes, and providing any relevant follow-up information.
• Assist BL in better understanding capital, liquidity, and Profitability Indicator (PI) from an Economic and/or Regulatory standpoint, as well as provide advice on term-sheet/structure and how to optimize transaction/relationship.
• Act as a liaison between the various front offices and the CPM on BPC and PI modeling.
• Ensure proper data maintenance in BPC and PI-related systems.
• Coordinate and foster communication with HO on team-related topics, such as PI Simulations.
• Prepare and present quarterly performanc
Position location
Geographical area
America, United States Of America
City
NEW YORK
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Undergraduate degree in business/finance
3-4 years as a credit analyst/assistant to departmental manager
Prior experience within CACIB branch or HO is a plus
Languages: English, Spanish, and/or French is a plus
Required skills
- Excellent communication skills
- Proven organization and planning proficiency
- Previous exposure to either of Financial Analysis, Macro Economics, Fixed Income, Risk Management or Banking
- Strong work ethic
- Working knowledge of French is a plus
- Proven organization and planning proficiency
- Previous exposure to either of Financial Analysis, Macro Strong work ethic
- Working knowledge of French is a plus
Languages
English