Trainee in the KYC team, responsible for advising and assisting Relationship Managers and Product Lines (together “RMs”) in performing KYC data collection, data capture and due diligence checking.

Summary

Credit Agricole Corporate and Investment Bank, Hong Kong Branch requires a suitable staff in our Financing & Client Services – KYC Team who will be responsible for performing maker and adviser roles for Know Your Customer (“KYC”) files of Hong Kong Branch and for assisting Relationship Managers and Product Lines (together “RMs”) in performing data collection, data capture and KYC due diligence checking on customers.

Key Responsibilities
 

As a KYC maker assisting RMs in performing KYC functions (on-boarding, periodic review, modification and closure).

The key responsibilities include:

• To take ownership for maintaining a high standard of accuracy throughout the end-to-end KYC process including client outreach
• To gather KYC documentation from internal and public information sources
• To liaise with clients and/or prepare draft e-mails to clients to assist RMs in collecting KYC documents
• To follow up and support questions from clients directly in relation to KYC data collection
• To assist RMs in preparing draft WRM memos with Financial Security (“FS”) risks
• To explain KYC requirements to RMs and provide suggestions and solutions to FO for alternative documents which can fulfill the KYC requirements
• To analyse the AML & CTF risk of FS triggers such as PEP, adverse information, business exposure in Tier 3/4 & sanctioned countries, corruption risk and under-watch activities;
• To conduct KYC checking by using different name screening tools;
• To analyse KYC documentation and capture database input;
• To coordinate with RMs, Financial Security, (Global Referential Management) GRM HO, GRM Singapore and other internal departments on completion of KYC
• To liaise with internal departments, GRM HO and GRM Singapore on interpretation, clarification and implementation of KYC rules, guidelines, procedures, systems & project handling
• To update KYC status reports and related databases
• To make contribution to a positive, supporting and proactive working culture by sharing KYC knowledge and expertise from both local and global regulatory requirements
• To take part in other FCS projects and/ or duties including but not limited to Agency Services and Client Services if needed

Different types of counterparts (e.g. listed/unlisted corporates, funds, SPVs, etc.) with different relationship types (e.g. borrower, guarantor, securities issuer, sponsor, etc.) are involved.  The RMs are located in Hong Kong and from various business lines.

Communication
Key Internal Contacts

• Relationship Managers and Product Lines
• Middle Offices
• Commercial Banking Operations
• Financial Security
• GRM Head Office
• GRM Singapore (outsourced KYC platform in Singapore)

Key External Contacts

• Clients (if approved by the RMs)
• Agents (if approved by the RMs)

Legal and Regulatory Responsibilities

• Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Hong Kong Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer
• Maintain appropriate knowledge to ensure to be fully qualified to undertake the role. Complete all mandatory training as required to attain and maintain competence
• Refrain from taking any steps that could lead to the removal of certification of fitness and properness to perform the role
• Comply with all applicable conduct rules as prescribed by the relevant regulator

Bachelor graduates preferably in Business Administration, Finance, Accounting or related disciplines

• Relevant experience in KYC in corporate banking is preferable
• Knowledge in corporate banking product is preferable

• Good analytical skills, meticulous and interest in documentation review

• Strong organizational skills with excellent attention to detail

• Good interpersonal skills, willing-to-learn attitude and hard working

• Good computer skills in Excel, MS words and Adobe

• Good initiative, self-motivated and ability to work independently

• Able to work under pressure