General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.
We support major companies and financial institutions in their development and the financing of their projects.
As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.
Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.
We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.
Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.
By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.
All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
Ready to take part in our mission ?
*By balance sheet size - The Banker, Juillet 2025
Reference
2025-102160
Update date
22/07/2025
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
Management Trainee - Risk and Permanent Control
Contract type
Internship/Trainee
Term (in months)
12 months
Expected start date
01/09/2025
Job summary
Job Overview
Assisting Senior Analysts in the following and subsequently independently handling Credit Proposals
• Support in conducting Financial Statement Analysis of Borrowing Entities ensuring high quality credit review, assigning rating as per the internal policy-based collateral / borrower analysis and provide clearly argued conclusions and limit recommendation
• Undertaking industry analysis and to identify trends in industry.
Partner with Front Office to ensure high due diligence on Borrower, provide feedback / mitigants and assist on structuring the request for higher approvals
• Ensuring the risk profile complies with risk policies, standards and guidelines
• Support in reviewing credit notes/ proposals to ensure that it is comprehensive, concise, and suitable for presentation to senior risk management
• Ability to ask timely, relevant and informed questions about transaction, structure, relationship, and risk
• Identify and monitor emerging risk and negative developments and trends impacting the risk profile of the client, in timely manner
• Participation in ad-hoc projects and actively look for ideas to improve existing processes and methodologies
Position location
Geographical area
Asia, India
City
MUMBAI
Candidate criteria
Minimal education level
Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
Academic qualification / Speciality
Post - Graduate (Chartered Accountant or MBA finance) holder from a recognised University
Level of minimal experience
0-2 years
Experience
Fresher / less than 1 Year of experience
Required skills
• Good communication skills – verbal as well as written
Technical skills required
• Good understanding of accounting with ability in assessing and analysing financial statements
• Strong analytical and research skills
• Working Knowledge of MS Word, Excel, Power Point
Languages
English