Director - Senior Credit Analyst for Financial Institutions

Vacancy details

General information

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment banking arm of Credit Agricole Group, the 12th largest banking group worldwide in terms of tier 1 capital (The Banker, July 2021). Nearly 8,600 employees across Europe, the Americas, Asia-Pacific, the Middle East and Africa support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital markets activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.


For more information, please visit www.ca-cib.com

Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
  

Reference

2022-68619  

Update date

09/05/2022

Job description

Business type

Types of Jobs - Corporate & Investment Banking

Job title

Director - Senior Credit Analyst for Financial Institutions

Contract type

Permanent Contract

Job summary

Position Summary
Responsible for processing credit requests and annual reviews of financial institutions (except banks), consisting of asset managers, funds (regulated, non-regulated, pension funds and private equity funds), broker-dealers, clearing houses, specialty finance and insurance companies based in the Americas.

Key responsibilities
-Prepares the complete first level credit application based on requests received from the Front Office
-Coordinates closely with the Front Office to gather any information needed, ensure that credit applications correctly reflect the credit limits requested, and that such limits are consistent with the Banks’ policies
-Reviews legal documents including trading agreements (MRA, ISDA, CSA), credit agreements, term sheets, guarantees and financial covenants when applicable
-Prepares detailed credit and risk analysis on the underlying counterparty(ies) based on audited financial statements, interim reports, presentations, and other sources of private or public financial information that may be available
-Finalizes the risk opinion and recommendation in coordination with the supervising Sector Head
-Prepares credit ratings for submission to the supervising Sector Head or the Credit Risk Department in Home Office for final validation
-Submits final credit applications and any relevant documents to the NY Credit Committee and the Credit Risk Department in Home Office.
-Makes presentations to Credit Committees (NY and Home Office, as needed)
-Coordinates with the Credit Risk Department in Home Office as needed to provide any answers or additional information that may be required, and ensure timely approvals
-Prepares any amendments/modifications/waivers requested in connection with existing credit facilities or trading limits
-Processes credit files through the Bank’s internal systems
-Monitors the financial condition of certain counterparties, such as specialty finance companies and Latin American pension funds, and elevates any market or credit negative trends to Sector Head and Senior Management both locally and in Home Office
-Participates in internal and external audits, portfolio reviews, and ad hoc projects as needed
-Performs various operational and administrative functions as needed

Critical skills
-Strong knowledge of the FI sectors, participants, and risk trends (ideally 7-10 years or more)
-Strong interpersonal skills across functions and geographies
-The ideal candidate will be collaborative and a team player, but also self-motivated and independent
-Strong communication skills, both verbal and written, as the position entails the writing of complete first level credit applications
-Proficiency in French and/or Spanish is considered an advantage


Position location

Geographical area

America, United States Of America

City

NEW YORK

Candidate criteria

Academic qualification / Speciality

Description continued:

Key internal contacts

-        Senior Management and Credit Committee members both locally and in Home Office

-        Credit Risk teams in Home Office

-        Front Office teams locally and in Home Office

-        Middle and Back office teams locally and in Home Office

-        Legal Department

Level of minimal experience

6-10 years