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Moteur de recherche d'offres d'emploi Crédit Agricole CIB

Senior Credit Analyst / Vice President


Vacancy details

General information

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment banking arm of Credit Agricole Group, the 12th largest banking group worldwide in terms of tier 1 capital (The Banker, July 2021). Nearly 8,600 employees across Europe, the Americas, Asia-Pacific, the Middle East and Africa support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital markets activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.


For more information, please visit www.ca-cib.com

Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
  

Reference

2021-60665  

Update date

27/09/2021

Job description

Business type

Types of Jobs - Risk Management / Control

Job title

Senior Credit Analyst / Vice President

Contract type

Permanent Contract

Job summary

Summary:

To support Counterparty Risk Analysis’ role in covering the DIH business line in the Americas for both asset based financing and corporate facilities.

 

Key Responsibilities:

•       Initiates, coordinates, and drives the review of credit applications for completeness and consistency with internal policies and risk strategies.

•       Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and follows up as needed with Front Office.

•       Reviews in detail and/or prepare internal rating models (Anadefi), making corrections as needed.

•       Drafts RPC Opinions, meeting deadlines responsibly.

•       Reviews property appraisals and co-ordinates with CACIB external consultant / co-ordinator for same.

•       Makes credit recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure. 

•       Assists in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.

•       Verifies the accuracy of data and completes timely CACIB internal risk systems including Phidias, Eurecca, and Anadefi.

•       Monitors actively the sectors and portfolios covered, and communicates to senior management locally and in Paris as appropriate.

•       Coordinates actively with RPC Paris colleagues questions which may arise in credit proposal and analyses for files which are under Head Office delegation.

•       Responds to requests from Loan Review and internal and external auditors. 

•       Completes special assignments and ad hoc projects requested by CA-CIB NY and or RPC Paris.

Back-up analyst on files in other teams and sectors as the need arises.

Position location

Geographical area

America, United States Of America

City

NEW YORK

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

Essential 

  •  BA and business courses in relevant field

 

Desirable

  •  MBA or equivalent in finance

Level of minimal experience

11 years and more

Experience

Minimum ten years of credit or finance experience preferably at a bank or rating agency with experience in structured finance, of which atleast 5 years in real estate financing

Required skills

Essential

-      Strong English written and oral communication skills

-      Lucidly and succinctly analyse and synthesize credit risk

-      Ability to manage high workload effectively, manage priorities and meet tight deadlines

-      Work independently and solve problems

-      Proactive and self-reliant

-      Cooperate with local and international teams        

-      Work across various industry sectors

-      Make presentations to Credit Committee and other constituents as needed

-      Detail oriented

 

Desirable

  • Knowledge of CA-CIBs systems and procedures

Technical skills required

-      Strong Microsoft Excel skills

-      Strong Microsoft Word skills