General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
Reference
2023-80123
Update date
12/06/2023
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
Senior Credit Analyst LatAm
Contract type
Permanent Contract
Job summary
Summary:
Challenging position in Credit Risk Analysis (“CRA”). CRA New York analyzes and recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The Latam Credit Analyst is assigned to a team with primarily focus on Latam corporate transactions, but may also work on other files as needed.
Key Responsibilities:
Responsible for Latam corporate files. Assist, as needed, on Latam project finance and financial institutions on specific aspects.
• Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness, interfacing with the originators to obtain whatever additional documents, cash flow projections, industry data or other information is necessary for a thorough understanding of the risk.
• Writes a comprehensive credit analysis, evaluating the borrower’s balance sheet and income statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the proposal.
• Reviews and recommends the borrower’s credit rating using the bank’s internal rating model.
• Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee.
• Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
• Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any.
• Works on various ad hoc portfolio or counterparty research requests.
SPECIAL ROLE REQUIREMENTS: Must be able to travel to Latin America.
Salary range: $150,000 - $160,000
Position location
Geographical area
America, United States Of America
City
NEW YORK
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Essential
-Bachelor’s degree in Finance or related field
Desirable
-MBA or CFA
Level of minimal experience
6-10 years
Experience
Essential
-7+ years of experience
Desirable
-Bank Credit Training from a well-known institution a plus
Required skills
-Strong credit skills
-Balance sheet and income statement analysis experience
-Understanding of cash flow and projection models
-Understanding of risk exposure and size
-Ability to analyze and summarize information
-Ability to prioritize effectively
-Ability to work autonomously
-Ability to work successfully in a team
-Adaptability to changing environments
-Effectiveness at decision making
-Ability to deal with issues
-Fluent English
-Fluent Spanish
-Capacity to develop others
-Capacity to delegate
-Capacity to cooperate / work across discipline
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