Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
Reference
2023-80125
Update date
12/06/2023
Job Title: Senior Credit Analyst
Purpose: Responsible for processing credit requests and annual reviews in the Securitization group.
Key responsibilities:
• Preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA). Process Phidias.
• Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
• Present the risk opinion to the RPC management and the NYCC as necessary.
• Verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).
• Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Paris as appropriate.
• Assist in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.
• May also be asked to analyze counterparties in different sectors depending on workloads.
Key Internal contacts
• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise Wide Risk)
• Local Front Office teams (Houston, CIN, Transportation, EIG, DOD)
• Head Office SCS RPC and Front Office
Salary range: $160,000 - $160,000
Essential
-Bachelor's degree in Business
Desirable
-Master's degree a plus
Essential
- 5-15 years of credit experience at a bank and/or a credit rating agency
Desirable
- Experience in sectors covered a strong plus.
Essential
Strong ability to:
-Succinctly analyse and synthesize credit risk
-Manage high workload effectively
-Work independently and solve problems
-Be proactive and self-reliant
-Cooperate with local and international teams
-Work across various industry sectors
-Make presentations to Credit Committee and other constituents as needed
-Be flexible to changing environments
-Credit analysis experience
-Microsoft Office suite
-Written and verbal communication skills
Desirable
−Knowledge of Spanish and French a plus
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