General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Credit Agricole Group, the 12th largest banking group worldwide in terms of tier 1 capital (The Banker, July 2021). Nearly 8,600 employees across Europe, the Americas, Asia-Pacific, the Middle East and Africa support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital markets activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
Reference
2022-68758
Update date
12/05/2022
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
Risk Analyst – Corporate Counterparty Risk
Contract type
Permanent Contract
Expected start date
14/06/2022
Management position
No
Job summary
- Financial and credit analysis and writing of corporate credit files
- Determining risk ratings in the rating tools
- Issuing of risk opinion or risk conclusion on the credit requests
- Participation in the Local Credit Committees
- Co-ordinate with Regional and HO risk analyst teams
- Monitoring of the economic and financial evolution of clients
- Monitoring of global set of credit limits on clients / groups
- Interaction with Senior bankers / Relationship Managers on the credit requests and ongoing monitoring of risk exposures
Position location
Geographical area
Asia, India
City
MUMBAI
Candidate criteria
Minimal education level
Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
Academic qualification / Speciality
Level of minimal experience
6-10 years
Experience
- Ability to read and analyse financial statements / balance sheet understanding.
- Industry / sector knowledge.
- 3-5 years’ experience in corporate risk analysis department of banks / rating agencies.
Technical skills required
- Analyzing the credit applications received from the Front Office (FO), conducting a financial and credit analysis, and writing of credit files in co-ordination with senior bankers/ relationship managers for their portfolio and for all business lines relevant to a particular corporate client;
- Advising senior bankers and business lines on the structuring of the transactions / Group structures / line structure / methodology, during the preparation of the credit application;
- Determining Risk Ratings in the rating tools (calculation, proposal and validation) for groups and counterparties;
- Ensuring that the risk strategy elaborated by the senior banker is consistent with the Bank’s risk strategies for the relevant sectors and country;
- Conducting annual review of credit limits and rating review of counterparties / groups; ensuring that the annual reviews are prepared in a timely manner and that ratings are reviewed by the Bank at least every 12 months;
- Monitoring of the economic and financial evolution of clients; providing alerts to the head of the Department / management of potential deterioration of risk profiles of borrowers and of critical situations;
- Monitoring of the global set of limits and exposure on groups / counterparties;
- Per delegation level, issuing risk opinion or risk conclusion concerning the borrower, the relevant of the proposed transaction, the set up of credit limits and the internal rating; participation to the Local Credit Committee.
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