Work with the Head of Compliance, India  in advising top management & other stakeholders on group & local regulatory matters pertaining to i) Financial Security [i.e. KYC / AML / CFT & International Sanctions], ii) Fraud prevention / Anti-corruption and iii) Customer Service / Complaints. Undertake monitoring / surveillance as appropriate & create staff awareness on these topics thereby contributing towards effective management of non-compliance risks / protecting the bank from potential regulatory violations.

For all business areas / divisions of the bank:

o Review & approve KYC requests involving high risk clients or those having Financial Security triggers.

o Provide Compliance advise as regards matters concerning Financial Security (FS), Fraud Prevention / Anti-corruption (FP) & Customer Service / Complaints (CS).

o Ensure that business policies & operational procedures embed the group & local regulatory requirements as relating to these matters. Monitor that such policies are reviewed on a periodic basis.

o Provide training covering group & local regulatory aspects as relating to these matters. Ensure update / distribution of related compliance policies & procedures (e.g. Compliance manual, KYC/AML/CFT policy etc.)

· Regulatory watch: Keep track of and disseminate timely advise on new / changing regulations concerning FS, FP and CS matters, as issued by the RBI or FIU or FEDAI or IBA or SEBI etc. & applicable from a group perspective as well. In this regard, contribute towards maintenance of an effective tracker on regulatory actionable/s and ensure effective follow up with stakeholders for implementation.

 · Fulfill the compliance monitoring / surveillance & reporting requirements (mainly relating to matters concerning FS, FP and CS) under various group policies & local regulatory guidelines (from RBI, FIU, FEDAI, IBA, BCSBI, SEBI etc.). In this regard, carry out local monitoring on red flag alerts & reporting of suspicion as advised by the FIU. Ensure control program / surveillance (including Data leakage prevention, Screening, AML & International Sanctions alert reviews) are timely and effectively executed.

·As Alternate Principal Officer & Nodal officer for Fraud reporting, work with the HC to ensure required regulatory disclosures, filings, reporting and to coordinate with Head Office (HO) & local regulatory authorities as it relates to KYC/ AML/ CFT or Frauds e.g. RBI, FIU etc. In this regard, engage / maintain operating relationships within relevant departments of the RBI / other regulators.

 · Ensure tracking & timely submission of reports, returns, correspondences etc. to HO and local regulators. Contribute effectively towards adequate preparation and presentation of periodic compliance reporting e.g. for RBS, Compliance Management Committee, Regional / HO reporting and local regulators.

· Assist with liaison and co-ordination with Regulators / HO. Also ensure effective support for the conduct of RBI reviews under RBS.

Chartered accountant/ Company Secretary/ MBA in Finance

The role offers a comprehensive exposure within the keys areas of Financial Security [i.e. KYC/ AML/ CFT & International Sanctions], Fraud Prevention & Anti-corruption and Compliance surveillance which amongst others involves the use of analytical, investigative and communication skills. It envisages working independently with a progressive engagement with internal & external stakeholders. Consequently, the role provides a good platform for delivering value and enhancing competencies.

Experience in working in Banking sector under Compliance and looking at KYC/ AML/ CFT & International Sanctions], Fraud Prevention & Anti-corruption and Compliance surveillance  

Knowledge in Financial Security Risk Management, Fraud Prevention, Surveillance & Reporting in Compliance in Banking sector