Summary
Assist and support the Relationship Manager (“RM”) and/or the Head of MNC clients - HK to manage a portfolio of MNC clients.

The ideal candidate should complete the graduation requirement by July 2026 and is available to start the position from August 2026 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

Key Responsibilities
Either through his/her own action or under the guidance of the RM / Head of MNC clients - HK:

• Handle Know Your Customer (“KYC”) on-boarding /periodic review, including liaising with clients and all internal related departments.
• Handle all offshore booking transactions.
• Interface with clients pro-actively day-to-day account service issues / product enquiries/ KYC due diligence on clients and on daily transactions;
• Make sure compliance principles, internal and external rules/ regulations are applied in assisting in managing the commercial relationship, doing KYC due diligence, and handling the daily transactions with clients.
• Proactively manage risks related to each transaction, along with the concerned business lines, to anticipate default situations and minimize specific provisioning.
• Report to the RM/MNC Head on administrative issues to be solved, commercial incident and significant change in client’s facility utilization or using accounts, on information regarding business opportunity with clients.
• Foster our credit distribution and liquidity collection.
• Assist in preparing credit packages and follow through the credit approval process till activation of the facilities.
• Assist in documentation negotiation for account opening or credit facilities from time to time.
• Assist in preparing internal reports for the MNC team.
• Assist in the marketing of commercial banking products.

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks.

Personal data provided by job applicants will be used strictly in accordance with the employer’s personal data policies, a copy of which will be provided immediately upon request.

La version française est disponible sur demande à votre RH locale

• University Degree or professional qualifications in Finance, Business, Economics or related disciplines with less than 12 months of full-time experiences

• Some experience in credit analysis and/or conducting KYC and/or onboarding (account opening) clients and/or customer service, preferably in commercial banking field and with exposure to multinational corporations / financial institutions

• Commercial banking product knowledge and/or experience preferred – i.e. bank accounts, loans, trade finance, foreign exchange, syndications, cash management etc.

• Excellent interpersonal and communication skills with strong attention to details; good organization skills

   

• Good credit analysis and presentation skills