General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Credit Agricole Group, the 12th largest banking group worldwide in terms of tier 1 capital (The Banker, July 2021). Nearly 8,600 employees across Europe, the Americas, Asia-Pacific, the Middle East and Africa support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital markets activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
Reference
2021-60665
Update date
10/01/2022
Job description
Business type
Types of Jobs - Risk Management / Control
Job title
Senior Credit Analyst / Vice President
Contract type
Permanent Contract
Job summary
Summary:
To support Counterparty Risk Analysis’ role in covering the Telecom business line in the Americas
Key Responsibilities:
• Initiates, coordinates, and drives the review of credit applications for completeness and consistency with internal policies and risk strategies.
• Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and follows up as needed with Front Office.
• Reviews in detail and/or prepare internal rating models (Anadefi), making corrections as needed.
• Drafts RPC Opinions, meeting deadlines responsibly.
• Reviews property appraisals and co-ordinates with CACIB external consultant / co-ordinator for same.
• Makes credit recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure.
• Assists in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.
• Verifies the accuracy of data and completes timely CACIB internal risk systems including Phidias, Eurecca, and Anadefi.
• Monitors actively the sectors and portfolios covered, and communicates to senior management locally and in Paris as appropriate.
• Coordinates actively with RPC Paris colleagues questions which may arise in credit proposal and analyses for files which are under Head Office delegation.
• Responds to requests from Loan Review and internal and external auditors.
• Completes special assignments and ad hoc projects requested by CA-CIB NY and or RPC Paris.
Back-up analyst on files in other teams and sectors as the need arises.
Position location
Geographical area
America, United States Of America
City
NEW YORK
Candidate criteria
Minimal education level
Bachelor Degree / BSc Degree or equivalent
Academic qualification / Speciality
Level of minimal experience
11 years and more
Experience
Minimum ten years of credit or finance experience preferably at a bank or rating agency with experience in structured finance, of which atleast 5 years in real estate financing
Required skills
Essential
- Strong English written and oral communication skills
- Lucidly and succinctly analyse and synthesize credit risk
- Ability to manage high workload effectively, manage priorities and meet tight deadlines
- Work independently and solve problems
- Proactive and self-reliant
- Cooperate with local and international teams
- Work across various industry sectors
- Make presentations to Credit Committee and other constituents as needed
- Detail oriented
Desirable
- Knowledge of CA-CIBs systems and procedures
Technical skills required
- Strong Microsoft Excel skills
- Strong Microsoft Word skills
Create candidate area
