Department Summary
Financial Crime is commonly referred to as Financial Security at Crédit Agricole. The Financial Security Department is split into 2 teams (i) FS Advisory & Governance and (ii) Fraud & Complex Investigations. This vacancy sits within the FS Advisory & Governance team. FS provides CA-CIB London Branch and Crédit Agricole SA London Branch with controls and procedures for them to comply with the internal FS (financial crime and sanctions) policies and procedures, local regulatory obligations and the bank’s objective of reducing financial crime within the financial sector.

Key Responsibilities of the Department
The FS Department in the UK is responsible for:
·         Oversight of the branch financial crime program through multiple workflows and internal processes.
·         Ensuring the bank is fully compliant with the provisions of all relevant legislation.
·         Acting as the UK primary point of contact and subject matter experts (SME) for the businesses and Group with regards to financial crime matters.
·         Ensuring Senior Management is kept informed of updates and the general financial crime risk framework of the branch.

Key Role Responsibilities
The role requires involvement, as required, in assisting FS to fulfil its legal and regulatory obligations in the UK. This is a hands-on role which requires substantial contribution in the day-to-day activities and decisions of the team. The incumbent will have Financial Crime advisory experience with a strong interest in, and some exposure to, governance.

·         Regulatory Watch: anticipate opportunities and challenges based on new / upcoming regulatory changes. Monitor industry guidance, enforcement actions, general notices, reports and reviews. Conduct gap analysis where required and work with stakeholders on follow-up action plans where required. Lead on some work streams related to the implementation of new/updated regulations and escalate updates where necessary.
·         Industry Engagement: attend and contribute to industry forums, meetings and working groups on behalf of FS London.
·         Training: support in the creation, coordination and deliver training based on policy updates, industry updates and refresher sessions as required. Conduct training needs analysis, monitor the FS Training Plan and work with internal and external trainers.
·         Policies: support in liaising with Head Office on the consultation of Group guidance notes and policy updates. Review proposed updates from a UK regulatory perspective. Review and update existing local (UK) policies as applicable.
·         Procedures: work with FS management to create and/or enhance UK desktop procedures. Contribute to Group procedures as required by Head Office.
·         Reporting: Contribute to and/or deliver management information to senior management and London committees
·         Communication: Draft and distribute communication and relevant material to stakeholde

Our commitment to you!

Make an impact that matters

Your work contributes to a social responsibility and sustainable future.  As a founding signatory of the Equator Principles and a global leader in sustainable finance, we finance projects that benefit both people and the planet. You can extend your impact through our Charities Committee, which provides annual paid volunteering leave to support causes you care about.

Grow without limits

Access development opportunities across the Crédit Agricole Group; whether deepening expertise, exploring new skills or taking on roles across borders. Our structured mentoring programme connects you with experienced colleagues, while cross-functional projects and learning initiatives help you build the capabilities that matter most to you.

Thrive in a culture built on trust

Be part of a collaborative environment built on trust, autonomy, and empowerment. Diversity is celebrated through our SPRING Diversity network, and our Sports and Social Club fosters genuine connections beyond the workplace. Crédit Agricole CIB is not just a place to work, it is a place where you can make a positive impact.

Shape the future of banking

From digital transformation to innovative solutions, you are fully supported to challenge conventions and turn ideas into reality.

Join us

Our hiring process is open to all. Should you require any accommodations, please let us know.

Desirable

• University Degree or equivalent
• Money laundering, Financial Crime or Sanctions qualification (ACAMS, CGSS, ICA Advanced/Diploma Certificates)

Essential 

• Practical experience working within a 2nd LoD financial crime/sanctions function in an international bank;
• Practical experience (support or lead) in drafting/updating financial crime policies and procedures;
• Practical experience (support or lead) in horizon scanning/regulatory watch including performing gap analysis for financial crime/sanctions compliance;
• Experience in assessing and opining on complex financial crime and sanctions matters/transactions;

Desirable

• Practical experience working within a financial crime/sanctions function for a corporate/investment bank;
• Produced and delivered financial crime training to various stakeholders;
• Practical 2LoD experience in advising on Financial Crime matters on corporate/investment banking clients and products (international trade including trade finance, corporate financing, transaction banking, capital markets);

• Strong analytical skills with excellent attention to detail;
• Ability to translate complex and difficult matters into comprehensible, clear and concise material (policies and procedures, guidance and training);
• Strong decision making skills, including the ability to draw conclusions on complex matters and recognise the need for escalation, when appropriate;
• Resilience and ability to work under pressure;
• Flexibility and adaptability to change;
• Ability to work independently, with minimal supervision and act on own initiative to identify tasks to be undertaken and risks to be managed;
• Ability to share responsibilities, skills and experience with other team members; great team player;
• Clear and concise verbal and written communication.

• Detailed knowledge and application of UK Money Laundering Regulations, JMLSG and FCA guidance;
• Good understanding of investment banking products/services, including trade finance, international trade, finance and capital markets products;
• Good understanding of EU Money Laundering Directives.